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Buying a Home

Congratulations on your decision to purchase a new home! I know that this is typically one of the biggest purchases of your life and I promise to make the loan process as easy and stress-free as possible. Whether you're looking to purchase your first home or your 17th home, I am dedicated to finding you the best loan program at the lowest rate and fees possible.

I believe in personal customer service and have a team of loan professionals at your disposal to answer any questions you may have and make sure that you are comfortable with every aspect of the loan process. As you shop around for mortgage loans, I am convinced you will not find a more knowledgeable, customer service oriented, loan officer who has the same reputation of getting mortgage loans done on time, every time. Whereas other loan officers may be concerned about an educated shopper, I encourage it. I want you to feel comfortable with the deal you get from me, and know that there is no better deal out there.

This web site is designed as a tool to help answer your questions and make the loan process as convenient for you as possible. I understand that your busy lives do not stop just because you're buying a new home and it is often difficult to make special trips to my office during your busy day. For your convenience, you can apply for your loan on-line at anytime, as well as send me and my team messages through e-mail, if you prefer. In this section, you will find detailed explanations of the various loan programs that exist and the various reasons for using them, as well as a section that details the purchase and loan process. Hopefully, this information will help you make an informed decision about what mortgage loan to choose and clear up many misconceptions about the loan process.

When you do your mortgage loan with Lance Dickson, there are no surprises. We do it right, on-time, every time. That is my commitment to you. As always, feel free to call me at the office. I look forward to working with you!

Sincerely,
Lance Dickson
Senior Vice President
Nova Home Loans



NOVA HOME LOANS was founded in 1980 by Ray Desmond as one of the first Mortgage Brokers. The company is now licensed as a Mortgage Bank (AZ BK#0902429), but offers the best of both worlds, the efficiency of a mortgage bank and the flexibility and choices of a mortgage broker. We are able to offer real choices to consumers through a vast network of industry resources developed over the last 24 years.

NOVA has been named among the Top 10 Mortgage Bankers in Arizona by Arizona Business Magazine - The Best of Arizona Business 2001 and 2002. They have consistently ranked as the local industry leader for the past 7 years, closing more loans each month than any other mortgage lender in Southern Arizona.
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"I have bought and sold nine homes in the last twenty-five years. Nova is the BEST company that I have ever dealt with. Thanks, Lance."
-Walter D.

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